January 2015

Found 20 blog entries for January 2015.

Is This Something You Could Use?

Double dish drawers are known to be the ideal dishwasher. Together they offer the same capacity as a standard dishwasher, but with more flexibility and opportunities for space and save energy. However, they are pricey, and they're currently only offered by Fisher Paykel. Fisher Paykel Wide Dishdrawer, Remodelista

Above: The interior of a 36-inch-wide dishwasher drawer. Image courtesy of Fisher Paykel.

Should you consider dishwasher drawers?

Single dish drawers are a good solution for small kitchens and those that don't need to wash dishes often.  They usually take up a small piece of cabinet. measuring 24 or 36 inches wide and a 19 inches tall. For standard-sized kitchens,  double dishwasher drawers might be a better choice,  that fit in a standard

1,681 Views, 3 Comments

Welcome Back...Good News

 According to research from RealtyTrac, about 7.3 million people who owned a home and went through a foreclosure during the housing market collapse could be back in the real estate market in the next few years. (Aka Boomerang Buyers) Those who lost their home due to foreclosure or short sale in 2015 are now past the seven-years it takes to repair their credit and qualify to buy a home. These boomerang buyers will be moving past that seven-year window over the next eight years of above historical foreclosures from 2007 to 2014. While it may see unimaginable any lending institution would give them loans again, some have been financially forgiven. 

While millennials have been seen as the generation whose homeownership is

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Better...But Not Back to 'Normal'

The U.S. housing market is continuing to improve, but it's not quite there yet. In fact, it's only about three-quarters of the way back to, "normal." That is the conclusion of a report from Trulia, a real estate sales and analytics company. The report weighs existing home sales and prices, new construction, mortgage delinquencies and the millennial employment rate.

Existing home sales and sales prices appear to be leading the overall recovery. Trulia gauges that they are 82% back to normal levels, compared to a year ago, when they were just 73 and 66% recovered, respectively. "We'll continue to see improvement in existing home sales, as I expect we'll see more inventory this year," said Jed Kolko, the

420 Views, 4 Comments

Easy to Get There...Hard to Get Out 

You probably already know if you have really bad or really good credit.  But there is a big middle area within credit where your score is too low to get the best offers. If you are trying to get a new credit card, get a loan at the car dealership, get a mortgage or borrow money for some other purpose,  your credit score makes that decision.

With a low score, few banks loan to you and those that do will offer you their highest interest rates. A bad credit score can also increase  insurance rates or cause insurer companies to reject you altogether. Negative items in your credit report can even prevent you from getting certain jobs. Even a mediocre score will increase rates compared to those offered to

551 Views, 4 Comments

Long Term Lows

According to the latest data released Thursday by Freddie Mac, mortgage rates are still great going into the new year. Financial markets are concerned about the global economy, investors are putting money in bonds, which is driving yields down to very low levels. Since mortgage rates are closely attached to yields on long-term government bonds, rates are also down.

The 30-year fixed-rate average lowered to 3.63% with an average 0.7 point. (Points are fees that are paid to a lender equal to 1% of the loan amount.) The 30-year fixed rate has decreased three weeks in a row and is at its lowest level since May 2013. It was 3.66% a week ago and 4.39% a year ago.

Since Nov. 6 when the 30-year fixed rate average was above 4%, it has

1,798 Views, 3 Comments

I Have a Dream

Martin Luther King Day is a federal holiday held on the third Monday in January. The day celebrates the life and achievements of Dr. Martin Luther King Jr., who was an influential American civil rights leader. He is most well-known for his campaigns to end racial segregation on public transport and for racial equality in the United States in a peaceful manner.

What do people do?

Martin Luther King Day is a somewhat new federal holiday. It is a day to promote equal rights for all Americans, regardless of their background. Some educational establishments celebrate the day by teaching students about the work of Martin Luther King and the struggle against racial segregation and racism. In recent years, federal legislation has

745 Views, 2 Comments

Don't Sabotage Your Chances of Selling Your Home

Many people selling their house deliberately sabotage their chances of selling their homes. It doesn't make any sense, yet it happens all the time. Sellers pretentiously try to sell their home with the highest price they think they can get away with. Then they're surprised when they put off when they are offered insultingly low offers or none at all.

If you're a seller getting ready to list your home with a real estate professional, and you're thinking about testing the market with a high price tag, it's time to step back and think about how you want to sell your home successfully.

Below are four really bad reasons to overprice your home.

You think you are smarter than everyone else.

646 Views, 4 Comments

Seven Years Makes a Big Difference

Seven years later...What a difference! The Auto industry was teetering on collapse in 2008 a General Motors and Chrysler going through bankruptcies, things looked pretty grim in Detroit. However, three years of a large increase in sales consummating in 2014, which broke the 16 million mark. This has definitely helped ease the memories of bad times. Detroiters love comeback stories and this year’s 2015 North American International Auto Show(NAIAS) promises to boast the return of the domestic auto industry - and the success of the NAIAS in particular. 

The 2015 NAIAS is being held in Detroit’s newly refurbished Cobo Arena and is now open to the public until January 25.

Detroit Tough
During the last recession

658 Views, 3 Comments

January 23-25, 2015

Join us in downtown Rochester for the 8th annual Fire & Ice Festival. This celebration of winter, set for Jan. 23-25, is one of the best winter events in Michigan. Activities include dog sled rides, a tube sledding hill, ice skating, a figure skating demonstration, snow shoeing, cross-country skiing, ice carvings, marshmallow roasting, and a taste fest/beer tent. There is no charge for any of the winter activities.

Face painting is also available for the little ones or not so little. The Big, Bright Light Show lights up downtown each night in a beautiful spectrum of colors. A spectacular firework show lights up the night skies Friday and Saturday and the second annual running of The Brooksie Way “Chill at the Mills” 5k race

1,174 Views, 3 Comments

Is it Time?

Is it time to seriously consider replacing your windows and doors? Do you feel drafts when you pass by a window or door? Is it cooler near the windows, than on the other side of the room? 

Older single-pane windows are not energy efficient. They do not hold in heat or cold and they let an a large amount of outdoor air into the interior of your home. The U.S. Department of Energy warrants that 40% of annual heating and cooling bills can be affected by windows. Double-pane vinyl replacement windows are much more energy efficient and can save hundreds of dollars each year in energy costs.

 Older doors can leak cold air and can cause energy loss and uneven heating, which can also increase energy bills. Older doors made of wood can

6,260 Views, 1 Comment