November 2017

Found 8 blog entries for November 2017.

While the Spring and Summer time are the popular times to sell a house, there are ways to prepare your house for a Fall sale. And even though fall has been cruising along, we’re still in it…Winter has not come yet! So let’s review what you can do to aid in selling your house now.


  • Take advantage of the fall colors and pepper both the inside and outside of your home with lovely flower arrangements – make your place look appealing
  • Check the roof & gutters! You want to avoid water damage at all costs. Unclog the gutters.
  • Check shingles for cracks and wind damage
  • Inspect the roof! Look around an in the vents and chimneys
  • Ensure that in-ground irrigation systems are all ok
  • Shut off valves so that in prep of winter nothing has a chance
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Are you in the dark about the much talked about tax reforms. Are you wondering how this will impact the sale or purchase of your new home? We’ll we’ve done research to find the most palatable article on what the heck is going on with the House & Senate. Do yourself a favor and read this thoroughly as it’s super informative and sheds light on the mysteries that are governmental goings-on.


  • If eligibility rules for excluding the sale of a home from capital gains taxes are changed from requiring living in your home for two of the past five years, to five of the past eight, selling the median U.S. home after four years of ownership would mean $2,363 in taxes, from $0 currently.

Proposed changes to the laws governing the exclusion of home sales

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Are you in the dark at times when it comes to mortgage jargon? Well the information we offer today gives you some clarity on mortgage points and options on payments. Whatever strategy you choose we hope that this information proved valuable. 

When people want to find out how much their mortgages cost, lenders often give them quotes that include loan rates and points.

What Is a Mortgage Point?
A mortgage point is a fee equal to 1 percent of the loan amount. A 30-year, $150,000 mortgage might have a rate of 7 percent but come with a charge of one mortgage point, or $1,500.

A lender can charge one, two or more mortgage points. There are two kinds of points: 

  1. Discount points
  2. Origination points

Discount Points
These are actually

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While you might have an idea of certain amenities you want from a house, we found some suggestions for must-have features when looking for a house. 

One of the first things is a separate laundry room. Having this space independent from other living areas is a key must-have. It allows you to create and organize the area in an efficient way that works for you while avoiding intermingling with other living spaces.


Another popular feature that is a value-add in a number of ways is a patio. The pleasure of enjoying spring, summer and fall days is an unparalleled luxury. Of course, patios serve as wonderful places to entertain friends and family and help keep those memories coming.


Hardwood floors are another feature that can add value to

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You are not alone. We all suffer from this. Procrastination! And when it comes to doing things around the house attempting to do the tasks you need can seem overwhelming. Well we have several recommendations for you.


1. Just do it. So obvious, we know. But if you hate anticipation anxiety then getting things done can eradicate that awful feeling.

2. Kaizen. A Japanese metholody wherein you take things in very small steps. Even the smallest task that perpetuates progress can be considered a win. Let yourself own those wins by taking small bites out of a large task.

3. Ask for Accountability. Find someone who doesn’t have a problem helping you attain your goals by ensuring that you’re accountable for doing the things you say you will.


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We often talk about what you need to do to acquire a dream home or to fix up your home. But how about living in your home and taking advantage of some fun local events that are happening around town. Detroit’s popping with a variety of entertainment fare.

If you can grab some last minute tickets – Lady Gaga is in town at the new Little Caesar’s Arena. Talk about a double-billing. The new arena is hot and Gaga is hawt! Check it out


A local iconic establishment is the Detroit Institute of Arts and there’s an exhibit now called Ofrendas: Celebrating el Dia de Muertos – those wonderful, colorful and enchanting skull figures take center stage in this exhibit…thru Nov 12, 2017.

If that’s not your style then check out the

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Looking to buy your first home can be an exciting and overwhelming prospect. There are some things to consider when deciding where to nest. There are some critical points to determine during this decision process and trying to find the space that works for you along with the budget that works is a mighty task. Yet, it can be a fun one too!

Determine Your Budget

You need to focus on your down payment and your monthly housing payment. You might want to aim for a higher number because there will be unforeseen costs and expenses. Being aware of what you can comfortably afford is crucial to successful home ownership. You don’t want to get into a scenario where you’re surprised by costs and can’t attain your goals.

Define Needs and Wants


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Are you concerned that your smaller home might not sell as quickly as larger homes, well the ocean of trends have shifted. There are new insights into the small home market that can encourage you in your quest to sell you home.


Research shows that a Market Shift has investors leaning towards smaller homes for a varieties of reasons. Buyers are now looking at lower maintenance costs and the location of home versus looking for larger square footage.

Another trend that’s taken steam stems from the Design world. There is now a school of design targeted at designing small space interiors. While most folks might not be looking for a small home, there is a realization that more can be done for less. These cost efficiencies have become attractive to

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